Overview
Deliver hassle-free lending, for your customers
Leverage our low-code digital automation solutions for a seamless lending process and gain flexibility and scalability to stay ahead in an ever-evolving market. Cater to diverse loan types, including retail, SME, commercial, and SBA loans, ensuring your institution’s readiness for various lending scenarios. Navigate regulatory landscapes effortlessly with built-in compliance features, breaking down operational silos, and integrating your front and back offices for a unified lending experience.
The Challenge
Setbacks of traditional lending processes
These challenges collectively contribute to inefficiencies, delays, and increased risks in the lending process,
necessitating innovative solutions to streamline operations and enhance customer experiences.
Disjointed and Document-Intensive Processes
Managing multiple documents and disparate systems result in disjointed workflows, causing inefficiencies and errors in loan processing.
Manual Underwriting and Slow Turnaround
Relying on manual underwriting processes leads to delays in onboarding, approval, and disbursement, affecting customer experience and operational efficiency.
Limited Visibility Across the Lifecycle
Inadequate tracking and monitoring mechanisms hinder a clear view of the lending lifecycle, impacting decision-making and responsiveness.
Complex Risk Calculation and Collateral Management
Challenges in accurately assessing risks and managing collateral assets complicate loan evaluations, potentially leading to higher risk exposure.
Manual Customer Data and Risk Analysis
Manual handling of customer data for credit and risk analysis results in slower assessments, limiting timely and accurate loan evaluations.
Regulatory Compliance Challenges
Meeting regulatory standards becomes challenging due to manual processes, risking non-compliance and penalties.
Product Highlights
Faster and Better Loan Decisions
Digitised Lending Processes
Revamp consumer loan processes through end-to-end automation of loan requests, underwriting, loan decisions, closing, and booking processes, enabling quick approvals and disbursements, supporting various levels of loan processing.
Multi-channel Loan Application
Enable seamless loan application across channels and devices. Offer intuitive customer portals, real-time status tracking, and auto-underwriting for a streamlined digital lending experience. Integrate with core and online banking, as well as third-party applications.
Intelligent Underwriting and Configurable Rules
Implement intelligent underwriting with credit analysis driven by customizable business rules and scoring models. Utilise a rules engine for policy application and exceptions, and capture customer-specific data through adaptable templates.
Risk Management, Audit and Reporting
Enhance risk management with identity verification, fraud prevention, and IP/device filters through third-party integrations. Ensure comprehensive auditing for regulatory compliance and real-time reports for continuous process improvement and detailed monitoring of productivity, pipeline, and service levels.
Use Cases
Own the Experience
Retail & Consumer Lending
Streamline retail lending for enhanced risk management and increased efficiency.
Commercial Lending
Seamlessly disburse and manage commercial loans for an enhanced customer experience.
Trade Finance:
Compliance & Efficiency
Improve compliance and efficiency by centralising and automating standard trade processes.
Supply Chain Finance:
Digital Transactions
Simplify supply chain finance transactions with a comprehensive digital platform.
Non-Bank Financial Companies (NBFC) Lending
End-to-End Lifecycle Management: Enable end-to-end lending lifecycle management to future-proof your enterprise.
Solution Partner
A leading provider of low-code digital transformation platform encompassing process automation, content services, & communication management.